Stated Income Commercial Real Estate

Enrich Your Business With Flexible Financing

If you want to grow your business so that it can be successful in the competitive marketplace, it is essential to secure financing. Traditional loans give you funding that enables you to enrich your company in specific ways, but if you want the freedom to grow your business in any way you deem fit, consider securing a stated income commercial real estate loan. This avenue of financing, offered by Atlas Capital Solutions, gives you complete freedom over how you spend the money you receive.

How Are Stated Income and Traditional Loans Different?

Stated income loans are different from traditional loans in three key ways. While the money from traditional loans is often designated for specific uses, the money from stated income loans can be used in any way that will improve your business. Stated income loans are also often approved more quickly than other types of financing because they require minimal paperwork and documentation. The final difference is how they determine approval. While traditional financing options determine eligibility based on credit history, stated income loans focus on property value instead. Any company with property that has a value greater than the cost of its expenses is eligible for a stated income loan.

What Are the Terms for Stated Business Loans?

While flexibility is the primary advantage of stated income loans, Atlas Capital Solutions offers additional benefits to qualified borrowers. If you have a credit score of at least 600, you can expect the following terms.

  • 75% LTV for mixed-use properties
  • 70%  LTV for investment properties
  • 65% LTV for commercial properties
  • Loan amounts up to $500,000
  • W-2 and self-employment documentation
  • Fixed rates
  • Loan terms of up to 25 years

Contact Us

A stated income commercial real estate loan gives your business complete financial freedom. If you think this type of financing can benefit your company, contact Atlas Capital Solutions today to see if you qualify.